Over the past few months I've had the opportunity to sit and reflect with something that happens to many of us as we get older. I lost my job.

Lay-offs, budget cuts, downsizing or restructuring appears to be part of the very fabric and reality of business itself. At the time, it felt like I had everything, the title, the prestige of the agency, earning the most money I ever had, working alongside what I believed to be luminaries that I honestly just felt honored to even be in the room with.

Ultimately I'm glad it happened to me because I'm reminded that it's not personal. Business is contractural, and that's okay. It wasn't based on performance or anything of that nature. It was simply business.

Where money psychology comes into play is that this event shook me to the core. I was without a job for about three months, no healthcare, and a raging migraine that left me bedridden on my 33rd birthday caused by a root canal that was left untreated in the absence of dental coverage.

Growing up my parents had a money mentality or at least a lens of very much "There's always something" or "There's never enough". To this day I'll never fault them for that because I know they were just doing the best with what they had.

For me, it's time to both re-evaluate and establish my own money psychology. I don't want to just simply inherit the past traits of my parents without properly re-examining them for myself.

In the coming year, I'll dive a bit deeper into my own money lens but for now I'd to direct you to the gentlemen who put me on, Ramit Sethi.